Debt recovery solicitors, London
Explore how we help you and your business with any debt recovery legal requirements.
Contact our teamAt Moore Barlow we understand the financial hardships individuals and businesses face when dealing with outstanding debts. Our team of experienced debt recovery solicitors in London is here to alleviate the burden and help you navigate the complex world of debt recovery.
With a wealth of knowledge and expertise, our dedicated solicitors will provide strategic guidance and tailored solutions to ensure the most efficient and effective debt recovery process. We work closely with our clients to understand their unique circumstances, developing a comprehensive plan to recover outstanding debts while maintaining positive relationships with debtors. Our goal is to secure timely and full payment, allowing you to focus on your core business instead.
We believe that successful debt recovery goes beyond financial recompense. It involves providing support and assistance to individuals and businesses to help them regain control over their finances and cashflow. Our solicitors are not only focused on recovering debts; they are committed to helping you access the necessary resources and guidance to prevent future financial challenges of this nature too. Whether it’s negotiating settlements or payment schedules, initiating legal proceedings, or providing sound advice on debt management, we are dedicated to achieving the best possible outcome for our clients. Contact our debt recovery solicitors in London today to find out how we can assist you in overcoming your debt-related concerns.

Ben Millward
Senior Associate | Sports Law, Debt Recovery, Business Dispute Resolution
What is debt recovery?
Debt recovery refers to the process of collecting outstanding debts from individuals or businesses. It involves various techniques such as negotiation, legal action, and financial analysis to reclaim the owed money. Debt recovery services by law firms assist clients in recovering their unpaid debts and promoting financial stability.
Why choose us?
At Moore Barlow we understand the challenges businesses face when it comes to debt recovery. Our team of highly skilled and experienced debt recovery solicitors in London are dedicated to providing efficient and effective solutions to help you reclaim what is rightfully yours. With a wealth of knowledge in this area of law, we can navigate the complexities of debt recovery, ensuring you receive professional advice and representation at every stage of the process. Trust Moore Barlow to handle your debt recovery needs with professionalism and expertise.
Our debt recovery solicitors in London are not only highly experienced in handling complex commercial disputes but are also recognised by leading legal directories such as The Legal 500 and Chambers and Partners for excellence in dispute resolution. We are members of the Civil Court Users Association (CCUA) and Credit Services Association (CSA), which reinforces our commitment to ethical and effective debt recovery practices. We utilise modern litigation technology, including secure digital case tracking and automated claim processing systems, to streamline the recovery process. Many competitors highlight their transparent fee structures—so do we, with a clear and comprehensive pricing menu for every stage of recovery, reducing uncertainty for our clients.
How we can help
Our experienced team of debt recovery solicitors in London is dedicated to assisting individuals and businesses facing various debt-related issues. With extensive knowledge of the legal framework surrounding debt recovery, we handle a wide range of cases, including unpaid invoices, overdue payments, and outstanding loans. We work closely with our clients to understand their specific circumstances and tailor effective strategies to recover outstanding debts promptly. Our solicitors are skilled negotiators and, if necessary, tenacious litigators, ensuring your interests are protected throughout the entire process. Trust our debt recovery solicitors to provide you with expert guidance and effective solutions for your debt recovery needs.
Our comprehensive legal support covers a wide spectrum of debt recovery services, including issuing statutory demands, drafting and sending Letters Before Action (LBAs), initiating County Court and High Court proceedings, obtaining and enforcing County Court Judgments (CCJs), and managing insolvency proceedings such as bankruptcy petitions and winding-up orders. We also assist clients with international debt recovery, tracing debtors through advanced investigative tools, and negotiating settlement agreements. Where appropriate, we utilise pre-legal collection strategies and alternative dispute resolution (ADR) methods, such as mediation, to achieve efficient outcomes without unnecessary litigation.
Our team of dispute resolution solicitors
Who we help
Our debt recovery solicitors in London provide expert legal services to individuals, businesses, and creditors seeking assistance with debt collection and recovery matters. We work with clients from various industries, including finance, construction, healthcare, and more. Contact us to discuss your specific debt recovery needs.
We work with a broad range of clients across multiple sectors, including SMEs, large corporations, landlords, professional service firms, and financial institutions. Our clients span industries such as construction, recruitment, IT and software, logistics, healthcare, and education. Whether you are a supplier chasing overdue invoices, a property management company dealing with rent arrears, or a financial services provider enforcing a commercial agreement, our team has the sector-specific knowledge required to navigate complex contractual relationships and industry regulations.
Contact us
Contact our experienced team of debt recovery solicitors in London for professional and effective legal assistance. We are committed to helping clients recover outstanding debts efficiently, providing tailored solutions to meet your specific needs. Call or email us today to discuss your case and schedule a consultation.
We have offices in London, Richmond, Southampton, Guildford, Lymington and Woking and offer specialist debt recovery legal services to clients nationwide. Contact Moore Barlow to find out how we can help you and your family.
Contact our dispute resolution team
Frequently asked questions: Debt Recovery
What is the typical timeline for recovering a debt through legal action?
The timeframe for debt recovery depends on the complexity of the case and the debtor’s response. Letters Before Action typically allow 7–14 days for payment. If court proceedings are required, obtaining a County Court Judgment can take several weeks. Enforcement of judgments can take longer depending on the chosen method, such as High Court enforcement or charging orders.
Can I recover legal costs and interest from the debtor?
Yes, in most cases, you can claim statutory interest and reasonable legal costs from the debtor. The Late Payment of Commercial Debts (Interest) Act 1998 allows for 8% interest above the Bank of England base rate and fixed compensation fees depending on the size of the debt.
What happens if the debtor refuses to pay even after a judgment?
If payment is not made following a successful court judgment, you can initiate enforcement action. This could include instructing High Court Enforcement Officers, placing a charging order on assets, or applying for an attachment of earnings order, depending on the debtor’s circumstances.
Are out-of-court settlements possible in debt recovery cases?
Yes, many cases are resolved before court proceedings through negotiated settlements or mediation. Early engagement often leads to faster, more cost-effective outcomes and preserves business relationships.
What documents do I need to start the debt recovery process?
Key documents include the original contract or agreement, invoices, payment reminders, any correspondence with the debtor, and proof of delivery or service. These help establish the existence and amount of the debt.