MooreSure employment claims protection

Are you ready for the new Employment Rights Act?

With the new Employment Rights Act set to take effect in 2026, employers face a significantly heightened risk of employment-related claims.

The legislation introduces a range of expanded protections for employees, streamlined processes for lodging complaints, and stricter compliance expectations for employers. Most notably, the Act will make it a day one right to bring a claim for Unfair Dismissal.

These changes are expected to lead to a surge in claims, including from employees who previously may not have had sufficient grounds to bring action.

The Moore Barlow Employment team offers a range of options to support businesses in getting ahead of the curve and ensuring they have the foundations in place to face the challenges that the new Employment Rights Act will bring. These include putting in place bespoke legal expenses insurance to cover employment related claims, in the knowledge that you will continue to receive the same quality of legal service from our team. This can go hand in hand with the use of a tailored retainer to provide certainty over your legal spend.

Or, simply let us support you with advice such as the review of your contracts and handbooks when we have clarity on precisely what obligations the Act will put in place.

What is MooreSure employment claims protection?

Moore Barlow has developed MooreSure insurance cover that can be adapted to your business needs. MooreSure provides a practical and cost-effective way to manage future risk of employment claims from workers with our flexible insurance cover.

Clients receiving advice from the our employment solicitors are able to take out cover to protect against their legal costs and settlement, compensation or damages awards against them arising from a dispute with a worker.

Cover is triggered from receipt of the ACAS conciliation notification or when a claim is issued in the Employment Tribunal.

Flexibility tailored to the needs of your business

MooreSure is tailor-made to the size of your business, your internal HR resource and your staffing requirements.

We will work with you to identify which level of cover best suits your business. We can structure the policy to suit your needs and premium requirements.

Some of the most common choices are as follows:

• You may only want cover for your legal fees.
• You may want cover for awards and settlements but choose to cover your own representation costs.
• Policy excesses can be tailored, along with indemnity limits and level of cover on a bespoke basis.
• Disputes in respect of directors can be excluded in order to reduce premium levels if clients do not perceive this to be an exposure.

Types of claim – comprehensive legal cover

Your cover will include Employment Tribunal claims brought against you for:

• unfair and wrongful dismissal;
• constructive dismissal;
• breach of contract;
• discrimination;
• redundancy claims;
• trade union disputes;
• whistleblowing.

You may also choose to cover:

• claims relating to any legal dispute arising from a breach of restrictive covenants;
• health and safety criminal prosecutions;
• data protection prosecutions.

Next steps

Contact one of our partners in the employment team or complete the quotation form.

For more information about courts and employment tribunals, find out more here.

We can provide a premium indication once we understand:

• the size of your business;
• number of workers you wish to cover;
• your claims history over the last 3 years;
• and any cover requests you may have.