Major trauma – your key questions answered

Explore how Moore Barlow’s specialist legal team can help you and your family after a major trauma.

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Experiencing a major trauma can be overwhelming, and the process of securing the support you require can seem daunting. The physical, emotional, and financial toll can be significant, making it challenging to focus on recovery while navigating legal complexities.

We understand the unique challenges faced by those who have experienced a major trauma injury and are committed to guiding you through every step. Our goal is to provide you with the support and expertise needed to help you regain control and move forward with confidence.

Below, we address some of the most frequently asked questions to help you understand your options and what to expect. From funding your claim to dealing with uninsured drivers, we cover essential information to assist you in navigating this complex process.

Whether you’re concerned about time limits, the intricacies of making a claim, or the possibility of receiving interim payments, we’re here to ensure you have the knowledge and resources needed to pursue the compensation you deserve.

Your key questions answered – click below:

Dr. Trevor D. Sterling (Hon.causa)

Dr. Trevor D. Sterling (Hon.causa)

Senior partner | Major trauma, Personal injury

020 8334 0317

How will the claim be funded?

Most of the work we carry out for our clients tends to be funded through a conditional fee agreement (commonly referred to as a “no win, no fee agreement”). There are, however, different funding options available, which we’ll be happy to discuss with you.

What if I was injured by an uninsured or an untraced driver (a hit and run)?

The Motor Insurers’ Bureau (MIB) is a non-profit company set up by motor insurers to compensate victims of both uninsured and untraced drivers. If you or a family member have therefore been involved in an accident with a driver who is not insured, or who leaves the scene you may still be able to claim compensation from the MIB.

We can assist you in making a claim against the MIB and advise you on the process.

What if I have been injured due to a criminal act?

The Criminal Injuries Compensation Scheme is a government-funded scheme intended to compensate the innocent victims of violent crime, whose lives have been seriously disrupted through no fault of their own. If you or a member of your family has suffered major trauma as a victim of a violent crime, whether physical or psychological, you may be entitled to claim for compensation.

There are very specific conditions and time constraints which determine whether claims are considered, but we will advise you if you are eligible to claim under the scheme.

What if I live far away from your offices?

We have a number of offices In London, Surrey and Hampshire. But, wherever you live, if you have a serious injury, location or distance is no barrier to us acting for you. We act on behalf of clients all over the UK. We also act on behalf of clients who live in foreign countries and who were injured on a visit to England or Wales.

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What if I can’t remember what happened?

It may be that, because of the injuries you suffered, you have no recall of the accident. This is particularly common where clients have suffered a brain injury. This should not prevent you from bringing a claim. In most cases, there will be evidence to show how the accident occurred. There may be witnesses, CCTV or dashcam footage. In the case of a serious road accident, the police will normally attend and compile a Collision Report.

What is the time limit to bring a claim?

There is a time limit (‘limitation period’) that applies to personal injury cases. This is normally three years from the date of the accident. This is strictly enforced by the courts. This can be later in some cases, for example where you did not know that your injury was caused by someone else’s negligence or did not know the identity of that person, in which case the time limit is three years from the date on which you should reasonably have known this. However, either way, we would always strongly advise someone to contact a solicitor as soon as possible and not leave it until the end of the three year period.

The time limit for Criminal Injuries Compensation cases is 2 years, but the Criminal Injuries Compensation Authority advise that one should apply as soon as it is reasonably practicable to do so.

Other time limits apply to certain other cases. For example, if you have an accident onboard an international flight, the Montreal Convention normally applies and this imposes a time limit of two years.

Other countries often have shorter time limits that England and Wales.

How long does the whole process take?

This can vary considerably and depends upon a number of factors. However, where the injured person has suffered a significant injury, we might expect the case to last anywhere from three to five years (although this may be shorter). One of the most important stages in a personal injury case is arranging for the injured person to see independent medical experts, who provide reports on the various injuries and give a prognosis (setting out what the future holds for the injuries).

The experts will not normally be able to give a reliable prognosis if they see the injured person too soon after the accident and before their treatment is complete. We always progress cases as efficiently as possible, but at the same time if the case is settled before all the relevant information is available, there is a risk that they could receive less compensation than they are entitled to. In many cases (and particularly where the Defendant has admitted liability for the accident), we are able to secure funding for rehabilitation and support for our client in addition to ‘interim payments’, which are basically payments on account of their final compensation.

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What if I am enquiring on behalf of a family member or loved one who doesn’t have capacity?

It may be that the person who has had the accident does not have the mental capacity to deal with their legal claim. In other words, they may not have the ability to understand fully advice from their solicitors or make decisions about the case. This may be a result of a brain injury sustained in the accident, or it may be that, for whatever reason, they already lacked mental capacity before the accident. In this case, they will need what is called a Litigation Friend to act on their behalf and give instructions to the solicitor. A Litigation Friend can be a family member, partner or close friend. Appointing a Litigation Friend is a very straight forward process.

What if I am partly to blame for what happened?

Even if you are partly at fault for the accident – if another person is also at least partly to blame and you have suffered injury or loss, you should be able to bring a claim against them. This is known as split liability or contributory negligence. You may receive less compensation, but this does not mean that you shouldn’t consider claiming. If for example, the other party is found to be 75% to blame for your accident, then you should be able to recover 75% of the compensation that you would otherwise receive. In addition, the other party’s insurer may fund vital rehabilitation for you, whilst they are investigating your claim.

Can you help me get treatment for my injuries?

The NHS does a fantastic job. However, the outpatient services that are available to patients following their discharge from hospital can vary from one area to another and, due to pressures on the NHS, there can be long waiting lists to receive therapies. We place a real priority on securing rehabilitation for our clients. At the very outset of the case, in our first letter to the Defendant, we will ask them whether they will fund rehabilitation and most reasonable insurance companies will agree to help with this. Recovering compensation to help our clients rebuild their lives our clients is extremely important, however it is also incredibly important to help our clients get the best possible medical outcome from their injuries.

What if my loved one has passed away as a result of their injuries?

If your partner or loved one has died because of injuries sustained in an accident, you may be entitled to bring a claim. At Moore Barlow, we have extensive experience of dealing with ‘fatal accident’ cases. We know that this is a devastating time for anyone and, if the deceased loved one was a ‘breadwinner’, you may also face financial hardship. You may be entitled to claim (amongst other things) for this loss of income (known as ‘loss of dependency’), to help get you back on a firmer financial footing.

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